We search to find the most cost effective solution for you.
We are intentional about informing you of costs, options and the process.
We have been working with home owners for over 25 years.
We can discover solutions that may be new to you.
We answer your questions, educate you and provide you with a single point of contact for the entire process.
We fill out paperwork for you. Your time is more valuable than money.
We offer a number of secure communication and storage options.
We utilize electronic signatures and disclosures to speed the process up for you.
Raymond John Ruddy, III
President & CEO
Raymond J Ruddy III has 20+ years experience in the home loan/mortgage business and has closed nearly 1000 transactions. Ray J is excited by speeding up, simplifying and demystifying the sometimes extremely complex process of closing a home loan, by increasing efficiency through technology, and by achieving an excellent client experience.
Anthony Michael Ruddy
Raymond John Ruddy, Jr